Insurance

Our team of Certified Benefits Advisor are insurance licensed and work with Federal employees to help them protect their loved ones and their assets.  We offer a complimentary diagnostic review of all your insurance policies, within and outside of your federal benefits, and determine the correct amount and type of coverage necessary and the layering effect one should have throughout life. We then compare the results against your current FEGLI coverage to unearth any shortfall or excess and provide you with options on how to correct either situation.

 

Calculating the necessary amount and type of coverage is crucial.  In today’s economy everyone is looking to save money and purchasing insurance when healthy and younger will help attain that goal. For the Federal employee, FEGLI insurance is a great option to begin with.  However, do you know what happens to your FEGLI coverage when you retire?  The ballooning increase in annual premium is typical for most Federal retirees and the cost can be staggering.

 

Insurance is the foundation of any prudent financial plan, can have varying tax consequenses and plays a critical role in protecting one’s most valuable assets. Strategic Wealth Consulting will help you assess your risks and determine which type(s) of coverage best fits your needs.

 

We work with Federal Employees to meet their needs with a variety of insurances products such as: 

Life Insurance

 

It provides cash at the death of the insured. The contract may also provide for the cash accumulation during the life of the insured.

 

-  Term Insurance

-  Whole Life Insurance

-  Universal Life Insurance

-  Variable Life Insurance

Annuities

Tax advantage insurance products that provides a guaranteed monthly income for a fixed term or until death. It's an important componet in many wealth management plans. Annuities can help individuals provide for their retirement years.

-  Fixed Annuities
-  Variable Annuities
-  Equity Index Annuity

Disability

Disability income insurance can help you pay your bills by replacing a portion of your income. It can help you maintain your current lifestyle and help you and your family from going into serious debt.

Long Term Care

Long Term Care insurance is a way to help fund services such as a nursing home stay, assisted living, home health aide, and homemaker services in the event you or a loved one develops a prolonged physical illness, disability or cognitive impairment.

For a Free analysis of you current insurance needs, please click on the button below.

 

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Securities offered through First Allied Securities, Inc. A Registered Broker/Dealer. Member FINRA / SIPC

Advisory Services offered through First Allied Advisory Services, Inc. A Registered Investment Adviser.                       

This site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security which may be referenced herein. We suggest that you consult with your financial or tax advisor with regard to your individual situation. This site has been published in the United States for residents of the United States. Persons mentioned in this site may only transact business in states in which they have been properly registered or are exempt from registration.

 

800 W Long Lake Road, Suite 210 , MI 48302   248.430-0599