Insurance

We have access to the products and programs our clients need to help protect themselves and their loved ones from life’s risks. The insurance products that we utilize are extensive and cover the wide-ranging scope of risk management needs, including basic insurance such as life, disability and long-term-care insurance, as well as unique, insurance-based wealth solutions like qualified plans, estate planning, premium finance, Section 79 plans and annuity products. We take the time to work with you to ensure you have the appropriate combination of insurance products and strategies for your unique situation. 

Life Insurance

It provides cash at the death of the insured. The contract may also provide for the cash ccumulation during the life of the insured.

 

  • Term Insurance

  • Whole Life Insurance

  • Universal Life Insurance

  • Variable Life Insurance

Annuities

Tax advantage insurance products that provides a guaranteed monthly income for a fixed term or until death. It's an important componet in many wealth management plans. Annuities can help individuals provide for their retirement years.

  • Fixed Annuities

  • Variable Annuities

  • Equity Index Annuity

Disibility

Disability income insurance can help you pay your bills by replacing a portion of your income. It can help you maintain your current lifestyle and help you and your family from going into serious debt.

Long Term Care

Long Term Care insurance is a way to help fund services such as a nursing home stay, assisted living, home health aide, and homemaker services in the event you or a loved one develops a prolonged physical illness, disability or cognitive impairment.rment.

Risk Management Initiatives

Critical Risk Management Initiatives for Business Owners

Taking the appropriate steps to mitigate risk is just as critical to your financial future as the many things you do everyday to generate income and create savings.

Three critical risk management initiatives may be able to help you preserve and protect your current income stream, the value of your business and the financial security of your family. Specifically, selecting the appropriate disability, long-term care and life insurance coverage should help you offset serious threats to your wealth. 

 

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Securities offered through First Allied Securities, Inc. A Registered Broker/Dealer. Member FINRA / SIPC

Advisory Services offered through First Allied Advisory Services, Inc. A Registered Investment Adviser.                       

This site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security which may be referenced herein. We suggest that you consult with your financial or tax advisor with regard to your individual situation. This site has been published in the United States for residents of the United States. Persons mentioned in this site may only transact business in states in which they have been properly registered or are exempt from registration.

 

800 W Long Lake Road, Suite 210 , MI 48302   248.430-0599